When it comes to medical bills, many people are faced with the question “how am I going to pay for this?” We all know that money doesn’t grow on trees and as a result, it can be even more difficult to make decisions about your health and future. Fortunately, handing over cash or a check isn’t the only way of handling medical expenses. In this blog, we’re going to take a look at four alternative ways to pay for your dental implants.
Dental Insurance Plan With Dental Implant Coverage
If you know or believe that you’re going to need dental implants in the future, one of the best things you can do is to get a dental insurance plan with dental implant coverage. There are several reasons why this will be beneficial to you.
First and foremost, there is a whole network of dental providers who will accept lower rates for services if you have a PPO dental plan. Oftentimes, these discounts can be up to 30 percent which is a lot more than it sounds like when it comes to medical coverage.
Once you’ve considered network savings, you can take a look at using the benefits associated with it. Your dental implant treatment will likely be broken down into different categories such as the implant, the crown, the extraction procedure, bone grafting procedure if that was needed and so on. Ideally, you’ll want a coverage plan with no waiting periods, but it’s unlikely you’ll find a plan that will cover the full cost of the procedure.
Use Financing Methods
Dental insurance is great, but it’s not all you should be doing to pay for dental implants. Financing options like Care Credit will be helpful in paying for out of pocket costs. Offered by many dental offices, Care Credit is a popular financing option and the rates are usually much lower than normal credit cards and other consumer credit options. You’ll be able to break up payments monthly and find something that suits your financial needs.
HSA and FSA Funds
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you’re in luck. These savings accounts can both be used for dental expenses. Just remember that some of these accounts do not carry over into the next year and some do for a limited time, so be sure to use them before the end of the year if you want to use them.
Speak With Your Dental Implant Specialist
Financing a medical procedure like dental implants can be difficult, but if you stick with it, you should be able to get it done. If you’re confused about something or you’re wondering what other financing options are available to you, your oral health specialist will be glad to provide you with more information.
Same Day Implants is your top dental implant provider in Tukwila and the surrounding areas. We provide all types of dental implants including single-tooth replacement, multi-tooth replacement, and All-On-4® dental implant procedures. If you’re struggling to figure out how to finance your dental implants, we are happy to help.
Our periodontists are board-certified and committed to your long-term oral health. Although most people are eligible for dental implants, you may need to go through a bone grafting procedure first in order to restore lost bone tissue in the jaw. If you have any questions or you’re ready to get started, give us a call today.